- Fixed interest rate of 4.76% for life with HSBC Lifetime Mortgages
- No advisor or broker fees to pay
- No early repayment penalties
- Option to make monthly repayments if preferred
- Lifetime mortgage designed to run for the rest of your life
- Free valuation of your home included
To see whether an HSBC lifetime mortgage is suitable for your circumstances, please complete the form below:
HSBC GROUP – STRUCTURED OVERVIEW
🏗️ GROUP ENTITIES & GLOBAL SUBSIDIARIES
| Entity Name | Country / Jurisdiction | Company Reg No. / Type | Role / Notes |
|---|
| HSBC Holdings plc | UK (England & Wales) | 617987 plc | Global holding company |
| HSBC Bank plc (HSBC Lifetime Mortgage business) | UK | 114216 | UK commercial & retail banking |
| HSBC UK Bank plc | UK | 09928412 plc | Ring-fenced UK retail bank |
| HSBC Innovation Bank Ltd | UK | 543146 plc | FinTech and innovation entity |
| HSBC Private Bank (UK) Ltd | UK | 124781 Ltd | UK private banking |
| HSBC Bank Australia Ltd | Australia | ACN 006 434 162 | Australian retail/commercial bank |
| HSBC Bank Malaysia Berhad | Malaysia | Public Berhad | Malaysian retail & Islamic banking |
| Hang Seng Bank Limited | Hong Kong | Public listed | Majority-owned subsidiary in HK & China |
| HSBC Bank A.Ş. | Turkey | N/A | Turkish subsidiary with 77 branches |
| HSBC Bank India | India | F00947 | RBI-regulated banking in India |
| HSBC Bank (Taiwan) Limited | Taiwan | Incorporated locally | Full-service Taiwan banking division |
| HSBC Bank USA, N.A. | USA | FDIC-insured charter | US nationwide banking |
| HSBC Bank Bermuda Ltd | Bermuda | Local entity | Sand-ridge local banking |
| HSBC Bank Egypt S.A.E. | Egypt | Local subsidiary | Branch network (100+ branches) |
| HSBC Expat (HSBC Int’l) | Jersey (Channel Islands) | Local entity | Offshore banking for expatriates |
| HSBC Bank (Macau Branch) | Macau SAR | Branch of HK entity | Macau operations & presence |
🛡️ GLOBAL REGULATORY AUTHORIZATIONS
| Entity | UK – FCA/PRA | Local Regulator(s) |
|---|
| HSBC Bank plc / UK Bank plc | FCA & PRA | Yes |
| HSBC Innovation & Private Bank (UK) | FCA-Authorised | Yes |
| HSBC Bank Australia Ltd | Licensed under APRA/ASIC | |
| HSBC Bank Malaysia | Regulated by BNM | |
| Hang Seng Bank | Regulated by HKMA/SFC | |
| HSBC Bank A.Ş. (Turkey) | Regulated by BDDK | |
| HSBC Bank India | Regulated by RBI | |
| HSBC Taiwan | Licensed by Financial Regulator | |
| HSBC Bank USA, N.A. | FDIC-insured; Federal Reserve | |
| HSBC Bermuda / Egypt / Expat / Macau | Regulated locally per jurisdiction | |
🌐 RANGE OF BANKING ACTIVITIES
- Retail & Commercial Banking – current accounts, savings, credit, mortgages, business loans
- Private Banking & Wealth Management – high net worth client services
- Global Markets & Investment Banking – FX, equities, fixed income, debt advisory
- Asset Custody & Securities Services – institutional, global safekeeping
- Islamic Finance – through HSBC Amanah in Malaysia
- FinTech & Innovation – via innovation bank and tech hubs
- Insurance & Pensions – life, health, general insurance offerings
- Offshore Banking – expatriate and multi-currency services
- Trade & Treasury – cross-border transactions, liquidity, trade finance
📍 HEADQUARTERS & REGIONAL OFFICES
| Entity/Operation | Address | Tel | Website |
|---|
| HSBC Holdings plc (Group HQ) | 8 Canada Square, London, E14 5HQ, UK | +44 (0)20 7991 8888 | www.hsbc.com |
| HSBC Bank plc / HSBC UK Bank plc | 1 Centenary Square, Birmingham B1 1HQ, UK | +44 (0)800 783 6188* | www.hsbc.co.uk |
| HSBC Innovation / Private Bank (UK) | LONDON / UK HQ addresses | Use group helpline | www.hsbc.co.uk/private-bank |
| HSBC Bank Australia Ltd | Tower 1, International Towers, Barangaroo NSW… | +61 2 9006 3600 | www.hsbc.com.au |
| HSBC Bank Malaysia Berhad | Menara IQ, TRX, Kuala Lumpur, Malaysia | +60 3 2075 3000 | www.hsbc.com.my |
| Hang Seng Bank Ltd (HK) | 83 Des Voeux Rd, Central, Hong Kong | +852 2822 1111 | www.hangseng.com |
| HSBC Bank A.Ş. (Turkey) | Istanbul Offices (77 branches nationwide) | +90 850 211 0888 | www.hsbc.com.tr |
| HSBC Bank India | Fort, Mumbai (HQ) & multiple branches | +91 22 2263 7080 | www.hsbc.co.in |
| HSBC Bank (Taiwan) Ltd | Taipei HQ, Taiwan | +886 2 6638 8000 | www.hsbc.com.tw |
| HSBC Bank USA, N.A. | The Spiral, New York, NY | +1 800 975 4722 | www.us.hsbc.com |
| HSBC Bank Bermuda Ltd | Hamilton, Bermuda | +1 441 298 8000 | (via investor site) |
| HSBC Bank Egypt S.A.E. | Cairo – 100+ branches countrywide | +20 2 2794 9000 | www.hsbc.com.eg |
| HSBC Expat (Jersey) | HSBC House, Esplanade, St. Helier, JE1 1HS | +44 1534 616 313 | expat.hsbc.com |
| HSBC Bank (Macau Branch) | Main Branch, HSBC Building, Macau SAR | +853 2878 8222 | www.hsbc.com.mo |
📞 CUSTOMER & BUSINESS CONTACT TOUCHPOINTS
- General Helpline (International): +44 (0)20 7991 8888
- Investor Relations (London): +44 (0)20 7991 5072
- UK Business Banking: via site chat – specialist numbers depend on product area
- US Premier Banking: 1 888 662 4722 (24/7)
- HSBC Expat Services (Jersey): Premier +44 1534 616 313 / Advance +44 1534 616 212
- Australia Support: Available via www.hsbc.com.au/contact
- Malaysia Support: via web / branch locator on site
- Hong Kong Services: +852 2822 1111 (Hang Seng)
- Turkey: via www.hsbc.com.tr branch locator
- India: +91 22 2263 7080 & website forms
- Taiwan: via local chat/contact page
