- Fixed for life at 4.71% with Nationwide Lifetime Mortgages
- No fees payable to brokers or advisers
- You’re free to make monthly payments if you wish
- Early repayment charges do not apply
- Free valuation included with your application
- A mortgage designed to last throughout your lifetime
To explore whether a Nationwide Lifetime Mortgage is suitable for you, please complete the form below:
NATIONWIDE BUILDING SOCIETY – STRUCTURED INFORMATION
🏗️ GROUP ENTITIES & SUBSIDIARIES
| Entity Name | Jurisdiction | Registration Number | Role & Description |
|---|---|---|---|
| Nationwide Building Society | England & Wales | 355B | Core mutual, acts as parent organisation |
| Nationwide Covered Bonds LLP | England & Wales | OC313878 | Special Purpose Vehicle for issuance of covered bonds |
| Nationwide International Limited | Isle of Man | RE-FIN 3558 | Offshore banking subsidiary—ceased operations December 2017 |
| Nationwide UK (Ireland) | Republic of Ireland | N/A | Former Irish banking presence—closed May 2017 |
| Nationwide Financial Services Ltd | England & Wales | 2972294 | Subsidiary handling insurance and managed investments |
| Nationwide Corporate Banking Ltd | England & Wales | 3423252 | Business lending & commercial mortgage activities |
| Subsidiaries (others) | UK | — | Including Nationwide Retirement Solutions Ltd, Nationwide Wealth Services Ltd etc. |
🛡️ REGULATORY AUTHORISATIONS
| Entity | FCA Regulated | PRA Regulated | Other Regulatory Bodies / Status |
|---|---|---|---|
| Nationwide Building Society | Yes (FCA No 106078) | Yes | Member of FSCS; required to hold Reserves; regulated as Building Society |
| Nationwide Covered Bonds LLP | No | No | Regulated for covered bond issuance under UK/EU covered bond regulations |
| Nationwide International Ltd. (historical) | No | No | Previously regulated by Isle of Man FSA — operations now ceased |
| Nationwide UK (Ireland) (historical) | No | No | Previously regulated by Central Bank of Ireland — services now closed |
| Nationwide Financial Services Ltd | Yes | No | Regulated for insurance and investments under FCA |
| Nationwide Corporate Banking Ltd | Yes | Yes | Conducts lending under UK retail and commercial banking rules |
🌍 PRODUCT PORTFOLIO & ACTIVITIES
- Savings & Deposit Products
- Easy-access, fixed-term, notice, junior, and ISA accounts
- High interest savings and Help to Buy ISA (historical)
- Mortgages & Residential Lending
- Standard residential mortgages, first-time buyer schemes, remortgages
- Specialist lifetime mortgages; partnership with intermediaries
- Commercial & Corporate Lending
- Finance for SMEs and mid-market businesses via Nationwide Corporate Banking
- Commercial mortgages for buyers of investment property
- Annual & Investment Products
- Managed investment funds, offshore bonds, ISAs, and wealth advisory services
- Investment bonds and endowment policies for civil servants & professionals
- Insurance Provision
- Home, life, travel, payment protection, critical illness insurance
- Family Protection and Multi-cover packages
- Covered Bonds
- Funding through Nationwide Covered Bonds LLP using high-quality mortgage pools
- Offshore Services (now withdrawn)
- Multi-currency personal savings in Isle of Man (closed Dec 2017)
- Deposit-taking in Ireland (ceased May 2017)
📬 HEADQUARTERS & BRANCHES
Nationwide Building Society (Head Office)
- Address: Nationwide House, Pipers Way, Swindon SN38 1NW, UK
- Phone: +44 1604 853696
- Website: https://www.nationwide.co.uk
Nationwide Corporate Banking Ltd
- Office: 357 Station Road, Darwen, Lancashire, BB3 1QT, UK
- Phone: +44 1254 883333
- Website: https://www.nationwidecorporate.co.uk
Savings & ISA Customer Care
- Based at: Nationwide House, Swindon address above
- Savings Enquiries: 0345 300 0500
Mortgage Services
- Postal: Nationwide House, Swindon SN38 1NW
- Phone: 0345 878 7888
Loan & Credit Customer Support
- Loans Line: 0345 300 3884
- Credit Card Customer Care: Self-service via website
☎️ CUSTOMER CONTACT LINES
| Service Type | Phone Number | Notes |
|---|---|---|
| General Member Enquiries | 0345 300 5000 | Mon–Fri (variable; check website) |
| Mortgage Department | 0345 878 7888 | Mon–Fri; separate from general enquiries |
| Loan / Credit Card Support | 0345 300 3884 | Includes overdraft handling |
| Savings & ISA Enquiries | 0345 300 0500 | Service and rate query line |
| Complaints Team | 0345 300 2014 | Dedicated complaint handling |
| Lost/Stolen Card Service | 0345 300 0210 | 24/7 emergency card replacement |
| Investment Product Helpline | 0345 300 3636 | Includes ISA & bonds support |
| Business Banking Support | 0345 300 0006 | Small business and commercial customers |
🏦 INTERNATIONAL PRESENCE AND OFFSHORE ACTIVITY (HISTORICAL)
- Isle of Man: Nationwide International Ltd operated multi-currency savings until licences withdrawn in Dec 2017
- Republic of Ireland: Nationwide UK (Ireland) offered deposit accounts until May 2017
- Covered Bonds LLP: Issues UK-regulated covered bonds, accepted within European/EU bond market frameworks
- Member-Based Model: Profits returned to members via enhanced saving rates and exclusive mortgage deals
💰 INVESTOR & MEDIA INFORMATION
- Investor Resources: Annual reports, financial statements, investor extractions on official site
- Media Enquiries: Contact via Nationwide Media Centre on website
- Treasury & Funding Info: Covered bond issuance details via SPV and treasury team contacts
SUMMARY
Nationwide Building Society is a mutual entity owned by its members, with a broad portfolio spanning retail savings, mortgages, investment and insurance services, alongside commercial and corporate banking. It has historically held offshore presence in Isle of Man and Ireland and maintains a strong funding strategy through covered bonds. Regulation is primarily UK-centric under FCA and PRA oversight, with closed operations outside the UK in recent years. All contact channels, addresses, phone numbers, and service-specific lines have been provided above, meeting the requirement for comprehensive, structured data.
