NatWest Equity Release

  • Interest rate fixed for life at 4.59% with Natwest
  • No advice or brokerage fees to pay
  • Optional monthly payments available
  • No charges for early repayment
  • The plan is designed to last your lifetime
  • Includes a free valuation of your home

To find out whether Natwest equity release could be the right option for you, please complete the form below:

NatWest Bank – Organisational & Regulatory Overview 

🏢 Corporate Structure & Associated Entities

Entity NameJurisdictionCompany No. / Reg.Relationship to NatWest Group
NatWest Group plcUK (Edinburgh)plc on LSE & NYSEUltimate parent company
NatWest Holdings LimitedEngland(est. 2016)Holds retail banks – NatWest, RBS, Ulster Bank, Coutts
National Westminster Bank PlcUK—Main retail bank under NatWest, ring-fenced
The Royal Bank of Scotland plcUK—Subsidiary under NatWest Holdings
Ulster Bank Ltd (NI) & Ulster Bank Ireland DACUK / Ireland—Retail banking in Northern Ireland & ROI
Coutts & Co.UK—Private banking subsidiary
Lombard North CentralUK—Asset finance arm
RBS Invoice FinanceUK—Corporate finance subsidiary
NatWest Markets plcUKReg. Scotland No 90312 / FCA 121882Investment banking arm
NatWest Markets N.V.NetherlandsCompany No 33002587Dutch branch of NatWest Markets N.V.
NatWest Markets Securities Inc.USA (Connecticut)FINRA + SIPC registeredUS broker-dealer arm
NatWest Markets Securities Japan Ltd.Hong Kong / Tokyo branchFSA-regulated (Kin-Sho No 202)Japanese securities arm
NatWest Markets Singapore BranchSingaporeUEN S85FC3595JMAS-regulated branch
NatWest Markets India (Services India Pvt Ltd.)IndiaRBI licence MUM:146 (2019)Indian services unit
RBS International Holdings Ltd.Jersey / Guernsey / Isle of Man / Gibraltar / Luxembourg—Offshore retail-institutional banking arm

🛡️ Regulatory Registrations

EntityUK – FCAUK – PRAInternational
National Westminster Bank PlcYes (FCA & PRA)Yes—
NatWest Markets plcFCA 121882PRA authorised—
NatWest Markets N.V.——Regulated by De Nederlandsche Bank, ECB, AFM
NatWest Markets Securities Inc.——FINRA (broker-dealer), SIPC member
NatWest Markets SG Branch——MAS-regulated
NatWest Markets Securities Japan Ltd.——Kanto Financial Bureau (Kin-Sho No 202)
NatWest Markets India——RBI-regulated
RBS International——Regulated in Jersey, Guernsey, IoM, Gibraltar; EU passporting via Luxembourg office

🌍 Business Activities (Global)

  • Retail banking: current & savings accounts, mortgages, loans, credit cards, debit cards (UK, NI, ROI)
  • Private banking: wealth advisory via Coutts and RBS Premier
  • Business banking: SME, corporate, commercial
  • Asset & invoice finance: Lombard North Central, RBS Invoice Finance
  • Investment banking: risk management, debt financing, currencies, structured products (NatWest Markets)
  • Stockbroking & securities dealing: United States (broker-dealer), Japan, Netherlands
  • Offshore banking: Channel Islands, Isle of Man, Gibraltar (retail & institutional)
  • Digital lending: Esme Loans platform (SME focus)
  • Mobile branches in rural UK regions
  • Merchant acquiring & fintech (Tyl, Mettle, Bó – mostly historic or discontinued)

📬 Contact & Postal Addresses

NatWest Group plc (Parent & Registered Office)

  • Registered Office: 36 St Andrew Square, Edinburgh, EH2 2YB, UK
  • NatWest Group website: https://natwestgroup.com
  • Shareholder & investor queries: via investor centre on site

National Westminster Bank Plc (Retail UK)

  • Head Office: 36 St Andrew Square, Edinburgh, EH2 2YB
  • Customer support: via https://www.natwest.com, phone (depends on product)

NatWest Markets plc (Investment Banking)

  • Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB
  • Principal business: 250 Bishopsgate, London EC2M 4AA

NatWest Markets N.V.

  • Address: Claude Debussylaan 94, Amsterdam, The Netherlands

NatWest Markets Securities Inc.

  • Stamford, Connecticut, USA (FINRA/SIPC regulated)

NatWest Markets Singapore Branch

  • Regulated by MAS (UEN S85FC3595J)

NatWest Markets Securities Japan Ltd.

  • Tokyo branch; Kin-Sho No 202

NatWest Markets Services India Pvt. Ltd.

  • Offices in Gurugram, Chennai, Delhi, Bengaluru, Mumbai

RBS International (Crown Dependencies & Gibraltar)

  • Offices in Jersey, Guernsey, Isle of Man, Gibraltar & Luxembourg (passporting)

📞 NatWest Retail Banking (UK Customers)

Department / ServicePhone NumberHours (UK time)
General Customer Enquiries03457 888 44424/7 (automated); staff 8am–8pm Mon–Sat
Lost or Stolen Cards0370 600 045924/7
International (from abroad)+44 3457 888 44424/7
Mortgage Support0800 092 9585Mon–Fri 8am–6pm, Sat 9am–4pm
Loans & Overdrafts0800 200 400Mon–Fri 8am–8pm, Sat 9am–3pm
Credit Card Services0370 333 9091Mon–Fri 8am–8pm, Sat 9am–1pm
Bereavement Services0800 161 5903Mon–Fri 9am–5pm

💼 NatWest Business Banking

Business Banking TypePhone NumberHours (UK time)
Small Business Banking0345 711 4477Mon–Fri 8am–6pm
Business Account Opening0345 303 0286Mon–Fri 9am–5pm
Lending and Finance Queries0345 711 4477Same as above
Business Credit Cards0370 909 3701Mon–Fri 9am–5pm

🏦 NatWest Private Banking (via Coutts)

Service TypePhone NumberHours
Coutts Client Services+44 (0)20 7957 2424Mon–Fri 8am–8pm
NatWest Premier Banking0333 202 3330Mon–Fri 9am–5pm
Premier 24 Telephone Banking03457 888 44424/7

📊 NatWest Markets (Investment Banking)

DepartmentPhone Number / ContactNotes
Main London Office+44 (0)20 7678 8000250 Bishopsgate, London EC2M 4AA
Amsterdam Office (N.V.)+31 (0)20 464 3707Claude Debussylaan 94, 1082 MD Amsterdam
US Institutional EnquiriesListed via FINRA broker directoryRegistered with FINRA / SIPC
Japan Office (Tokyo)Kin-Sho 202Regulated by JFSA
Singapore OfficeUEN S85FC3595JRegulated by MAS
India Office (Services)Contact via HR/CorporateLocations in Mumbai, Chennai, Bengaluru

🌍 International / Offshore Banking (RBS International) including for NatWest Equity Release

RegionPhone Number / Contact
Jersey+44 (0)1534 282300
Guernsey+44 (0)1481 703800
Isle of Man+44 (0)1624 637000
Gibraltar+350 200 77737
Luxembourg (Institutional)Contact via NatWest International site

UK NatWest Equity Release 2025